---
title: "Passos e mensagens de réguas de cobrança"
description: "Dúvidas frequentes"
url: https://ajuda.sensio.com.br/pt-br/articles/13240821-passos-e-mensagens-de-reguas-de-cobranca
collection: "Réguas de cobranças"
updated: 2026-05-26
language: pt-br
---

# Passos e mensagens de réguas de cobrança

Dúvidas frequentes

### **O que é um passo da cobrança?**

Um passo define quando uma mensagem será enviada em relação à data de vencimento do boleto.

O campo **Dias relativos ao vencimento** funciona assim:

-   número negativo: antes do vencimento;
    
-   `0`: no dia do vencimento;
    
-   número positivo: depois do vencimento.
    

Exemplo: se o boleto vence em 20/05:

-   `-3` envia em 17/05;
    
-   `0` envia em 20/05;
    
-   `5` envia em 25/05, se o lançamento ainda estiver em aberto.
    

### **Posso ter dois passos no mesmo dia?**

Não. A régua não permite dois passos com o mesmo número de dias relativos.

Se precisar enviar mensagens diferentes no mesmo dia, revise a estratégia para evitar cobranças duplicadas ao cliente.

### **Quais horários de envio posso escolher?**

A tela permite escolher as janelas:

-   08:00;
    
-   11:00;
    
-   14:00.
    

O envio não é instantâneo no minuto exato. O sistema identifica os lançamentos elegíveis na janela configurada, coloca os envios na fila e processa os emails em seguida.

### **O que faz o botão "Usar modelo padrão"?**

Ele cria automaticamente três passos:

-   3 dias antes do vencimento;
    
-   no dia do vencimento;
    
-   5 dias após o vencimento.
    

O modelo já vem com textos e assuntos básicos usando variáveis, mas pode ser editado antes de salvar.

### **Quais variáveis posso usar no assunto e na mensagem?**

As variáveis disponíveis são:

<table data-id="ef50a1fd-ffa4-413e-a7a6-36266d67c5b8" style="min-width: 50px;"><colgroup><col style="min-width: 25px;"><col style="min-width: 25px;"></colgroup><tbody><tr><td colspan="1" rowspan="1"><p data-id="1a7d4eab-c71c-4ed9-8402-a626d67d17d2"><strong>Variável</strong></p></td><td colspan="1" rowspan="1"><p data-id="6f1d9aab-6d60-4e6b-adc1-53b48ed656d8"><strong>O que insere</strong></p></td></tr><tr><td colspan="1" rowspan="1" style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; --tw-rotate: 0; --tw-skew-x: 0; --tw-skew-y: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgb(59 130 246 / .5); --tw-ring-offset-shadow: 0 0 #0000; --tw-ring-shadow: 0 0 #0000; --tw-shadow: 0 0 #0000; --tw-shadow-colored: 0 0 #0000; border: 1px solid rgb(214, 214, 214); padding: 6px 13px;"><p data-id="738b506e-488b-42a4-a3b9-baf3e862d240"><code>{{nome_cliente}}</code></p></td><td colspan="1" rowspan="1" style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; --tw-rotate: 0; --tw-skew-x: 0; --tw-skew-y: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgb(59 130 246 / .5); --tw-ring-offset-shadow: 0 0 #0000; --tw-ring-shadow: 0 0 #0000; --tw-shadow: 0 0 #0000; --tw-shadow-colored: 0 0 #0000; border: 1px solid rgb(214, 214, 214); padding: 6px 13px;"><p data-id="3d11bd2d-588a-48f5-b784-546801e1c8dc">Nome do cliente</p></td></tr><tr><td colspan="1" rowspan="1" style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; --tw-rotate: 0; --tw-skew-x: 0; --tw-skew-y: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgb(59 130 246 / .5); --tw-ring-offset-shadow: 0 0 #0000; --tw-ring-shadow: 0 0 #0000; --tw-shadow: 0 0 #0000; --tw-shadow-colored: 0 0 #0000; border: 1px solid rgb(214, 214, 214); padding: 6px 13px;"><p data-id="f58e60b3-a034-423a-adf7-b079163da609"><code>{{valor}}</code></p></td><td colspan="1" rowspan="1" style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; --tw-rotate: 0; --tw-skew-x: 0; --tw-skew-y: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgb(59 130 246 / .5); --tw-ring-offset-shadow: 0 0 #0000; --tw-ring-shadow: 0 0 #0000; --tw-shadow: 0 0 #0000; --tw-shadow-colored: 0 0 #0000; border: 1px solid rgb(214, 214, 214); padding: 6px 13px;"><p data-id="faf1811e-2d82-4abb-b58c-fca5fef7e4da">Valor do lançamento</p></td></tr><tr><td colspan="1" rowspan="1" style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; --tw-rotate: 0; --tw-skew-x: 0; --tw-skew-y: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgb(59 130 246 / .5); --tw-ring-offset-shadow: 0 0 #0000; --tw-ring-shadow: 0 0 #0000; --tw-shadow: 0 0 #0000; --tw-shadow-colored: 0 0 #0000; border: 1px solid rgb(214, 214, 214); padding: 6px 13px;"><p data-id="4f08debf-3d90-48f5-8c96-53bc039512c4"><code>{{data_vencimento}}</code></p></td><td colspan="1" rowspan="1" style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; --tw-rotate: 0; --tw-skew-x: 0; --tw-skew-y: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgb(59 130 246 / .5); --tw-ring-offset-shadow: 0 0 #0000; --tw-ring-shadow: 0 0 #0000; --tw-shadow: 0 0 #0000; --tw-shadow-colored: 0 0 #0000; border: 1px solid rgb(214, 214, 214); padding: 6px 13px;"><p data-id="eb4239db-1d53-4bc2-914c-1ef8790b8612">Data de vencimento do boleto</p></td></tr><tr><td colspan="1" rowspan="1" style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; --tw-rotate: 0; --tw-skew-x: 0; --tw-skew-y: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgb(59 130 246 / .5); --tw-ring-offset-shadow: 0 0 #0000; --tw-ring-shadow: 0 0 #0000; --tw-shadow: 0 0 #0000; --tw-shadow-colored: 0 0 #0000; border: 1px solid rgb(214, 214, 214); padding: 6px 13px;"><p data-id="ac0791e9-48a5-4f61-80e4-97c9e824cdda"><code>{{descricao}}</code></p></td><td colspan="1" rowspan="1" style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; --tw-rotate: 0; --tw-skew-x: 0; --tw-skew-y: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgb(59 130 246 / .5); --tw-ring-offset-shadow: 0 0 #0000; --tw-ring-shadow: 0 0 #0000; --tw-shadow: 0 0 #0000; --tw-shadow-colored: 0 0 #0000; border: 1px solid rgb(214, 214, 214); padding: 6px 13px;"><p data-id="37f916ef-3ab8-48b7-b678-0251d8894bca">Descrição do lançamento</p></td></tr><tr><td colspan="1" rowspan="1" style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; --tw-rotate: 0; --tw-skew-x: 0; --tw-skew-y: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgb(59 130 246 / .5); --tw-ring-offset-shadow: 0 0 #0000; --tw-ring-shadow: 0 0 #0000; --tw-shadow: 0 0 #0000; --tw-shadow-colored: 0 0 #0000; border: 1px solid rgb(214, 214, 214); padding: 6px 13px;"><p data-id="8efa7fa2-e2e3-4f9f-8d17-6a01dbd6dcb0"><code>{{dias_atraso}}</code></p></td><td colspan="1" rowspan="1" style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; --tw-rotate: 0; --tw-skew-x: 0; --tw-skew-y: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgb(59 130 246 / .5); --tw-ring-offset-shadow: 0 0 #0000; --tw-ring-shadow: 0 0 #0000; --tw-shadow: 0 0 #0000; --tw-shadow-colored: 0 0 #0000; border: 1px solid rgb(214, 214, 214); padding: 6px 13px;"><p data-id="16c95852-1228-46b4-b9be-ebedeff8c908">Quantidade de dias em atraso</p></td></tr><tr><td colspan="1" rowspan="1" style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; --tw-rotate: 0; --tw-skew-x: 0; --tw-skew-y: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgb(59 130 246 / .5); --tw-ring-offset-shadow: 0 0 #0000; --tw-ring-shadow: 0 0 #0000; --tw-shadow: 0 0 #0000; --tw-shadow-colored: 0 0 #0000; border: 1px solid rgb(214, 214, 214); padding: 6px 13px;"><p data-id="7aebc932-a2b7-47b9-8c24-250e21a5787c"><code>{{empresa}}</code></p></td><td colspan="1" rowspan="1" style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; --tw-rotate: 0; --tw-skew-x: 0; --tw-skew-y: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgb(59 130 246 / .5); --tw-ring-offset-shadow: 0 0 #0000; --tw-ring-shadow: 0 0 #0000; --tw-shadow: 0 0 #0000; --tw-shadow-colored: 0 0 #0000; border: 1px solid rgb(214, 214, 214); padding: 6px 13px;"><p data-id="8685e945-5e3c-4cb2-b03d-aee2840baf3e">Nome da empresa</p></td></tr><tr><td colspan="1" rowspan="1" style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; --tw-rotate: 0; --tw-skew-x: 0; --tw-skew-y: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgb(59 130 246 / .5); --tw-ring-offset-shadow: 0 0 #0000; --tw-ring-shadow: 0 0 #0000; --tw-shadow: 0 0 #0000; --tw-shadow-colored: 0 0 #0000; border: 1px solid rgb(214, 214, 214); padding: 6px 13px;"><p data-id="a5d753e0-516f-4da7-b10f-193c9bba065c"><code>{{telefone_empresa}}</code></p></td><td colspan="1" rowspan="1" style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; --tw-rotate: 0; --tw-skew-x: 0; --tw-skew-y: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgb(59 130 246 / .5); --tw-ring-offset-shadow: 0 0 #0000; --tw-ring-shadow: 0 0 #0000; --tw-shadow: 0 0 #0000; --tw-shadow-colored: 0 0 #0000; border: 1px solid rgb(214, 214, 214); padding: 6px 13px;"><p data-id="6a48d338-c9db-4b9f-8362-1b9d1d59ef8d">Telefone da empresa</p></td></tr><tr><td colspan="1" rowspan="1" style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; --tw-rotate: 0; --tw-skew-x: 0; --tw-skew-y: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgb(59 130 246 / .5); --tw-ring-offset-shadow: 0 0 #0000; --tw-ring-shadow: 0 0 #0000; --tw-shadow: 0 0 #0000; --tw-shadow-colored: 0 0 #0000; border: 1px solid rgb(214, 214, 214); padding: 6px 13px;"><p data-id="ee2e26ec-42c2-49c3-ae61-d7b740ca5cfc"><code>{{email_empresa}}</code></p></td><td colspan="1" rowspan="1" style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; --tw-rotate: 0; --tw-skew-x: 0; --tw-skew-y: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgb(59 130 246 / .5); --tw-ring-offset-shadow: 0 0 #0000; --tw-ring-shadow: 0 0 #0000; --tw-shadow: 0 0 #0000; --tw-shadow-colored: 0 0 #0000; border: 1px solid rgb(214, 214, 214); padding: 6px 13px;"><p data-id="cf7a63b0-761a-4a85-b1da-6630e6938f23">Email da empresa</p></td></tr></tbody></table>

Exemplo:

```javascript
Olá {{nome_cliente}},

Seu boleto referente a {{descricao}}, no valor de {{valor}}, vence em {{data_vencimento}}.

Atenciosamente,
{{empresa}}

```

### **O assunto do email é obrigatório?**

Sim. Para envio por email, cada passo precisa ter assunto e conteúdo da mensagem.

### **Posso usar WhatsApp ou SMS?**

No momento, o envio automático implementado para a régua é o **email com boleto**.
